Rhode Island Mortgage Rates - South County Mortgage Inc - Rhode Island Mortgage Rates & Home Loans

Our Easy Close Option allows you to Apply Online, Fax or Scan all required documents and have our Attorney visit your Home or Office for Closing!

Getting the Best              Rhode Island Mortgage    with the best RI Rates    When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you along with the best possible rates. 

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the rhode island mortgage loan that best fits your needs. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right ri mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing your Rhode Island Home Mortgage meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your rhode island interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best rhode island mortgage program to fit your goals.

Our Rhode Island Mortgage Professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right ri mortgage loan for you. Not anyone else!


You may not know the reasons going to a mortgage broker may be better than going to a bank.  Do you know that:

  1. Your clients do not have to commit to hours and hours of online searching for products and rates. They are also not subjected to multiple credit checks by multiple banks which could result in lowering their credit score.
  2. Experienced licensed Loan Officers and Brokers already have the relationships established with mortgage lenders and will help their clients avoid any income or credit pitfalls.
  3. The best mortgage professionals offer mortgage programs from lenders with lower wholesale rates compared to the limited higher priced products that the banks offer.
  4. Loan rules and lending guidelines change frequently so borrowers need plenty of guidance. No need to fumble and stumble in the dark!
  5. Mortgage brokers and loan officers have a monetary incentive to provide their clients with the loan option best suited for their particular needs, not the bank's cookie cutter product. An overworked bank employee has little or no incentive to offer advice on specific programs and often leaves the customer guessing which way to proceed!
  6. Loan officers are licensed professionals who are required to completed continuing education every year to maintain their license to originate loans, unlike a bank employee. Loan officers understand the importance of offering their borrowers, the best loan to meet their needs, not what the banks want.

* source: Mortgage Broker or Bank. London Community News. 6/19/2013. http://www.londoncommunitynews.com/shopping-story/3845943-mortgage-broker-or-bank-/ 


At South County Mortgage, we are here to help you every step along the way, and in the process make you look good!  We understand that each customer differs from one another. We persistently focus to first understand your needs and then proceed to exceed your expectations through the highest level of professional conduct and "high touch" customer service.  

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

            Rhode Island Banking License #95000521LB

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Today's Rates:

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.92% 4.05%
15-yr Fixed 3.08% 3.24%
1-yr Adj 2.41% 2.99%
* national averages

Mortgage Calculator

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