The perfect storm has arrived, and it’s not named Dorian

Home News The perfect storm has arrived, and it’s not named Dorian
The Perfect Storm

Did you know there is more equity in your home than ever before? Now is the time to take advantage of low rates and refinance to achieve your goals!  

With rates at a 3-year historic low and home equity at an all-time high, it’s the perfect storm for you to leverage your home equity to your benefit. Your equity is just that – yours – and can be used for debt consolidation, a home addition or other major renovation, or even removing mortgage insurance for a lower monthly payment.

Refinancing your existing mortgage can be a much simpler process than purchasing a home, and the right mortgage professional can help you through the process in a quick and painless manner. Plus, when you refinance you typically get to skip one to two monthly payments, which can put more money in your pocket for back to school or early holiday shopping.

If you are not looking to take cash out and are just looking to eliminate mortgage insurance, reduce the term of your mortgage or get a lower rate and monthly payment, an appraisal may not even be needed. You can include any closing costs in the loan, skip a month’s payment and begin to enjoy your savings!

Would you like to borrow 80% of what your house is worth at the same or lower rate than you have now? Would you like to see what your house may be worth to see if you can take advantage of this? No matter what your goals are, we can work with you to help achieve them!

Contact South County Mortgage today! PJ and Bobby are waiting to help you. But take advantage while you can – every perfect storm eventually moves along! Now is the best time you could think of to refinance your home. Call us at 401-583-4150 or apply online at


Thinking about purchasing? It’s a great time for that, too!

If you’re looking to purchase a home, we’d love to help you achieve the benefits of home ownership and financial strength! The historically low rates available right now, coupled with new loan programs and guidelines, will set you up for success!

Even if you have less than perfect credit, or a limited down payment, we may still be able to help! Some lenders have loosened the requirement for credit and downpayment.  You can purchase a home with as little as 3.5% down, and that can be 100% gifted funds!

If you are wondering whether or not this is the right time to refinance or purchase, call us! We will help you walk through the advantages.


I Know, From Personal Experience

I wrote this post because I am refinancing my own loan right now, and I am excited when I look at my future – I want you to be as well! What does your future hold? No matter what your situation is, if you have equity in your home, couples with low rates, you can achieve your financial goals!

Homeownership has been called the main source of wealth for Americans, accounting for about 25 percent of their overall wealth. Don’t just weather this storm – take advantage of it! I have been in the mortgage industry for over 20 years, and I am doing it myself!


What are you waiting for?

Consider this my personal invitation to you to take advantage of this opportunity. Click here to apply online, or give me a call to discuss your goals and how we can help you achieve them!


If you’re thinking about becoming a first-time homebuyer, check out this article: 7 First-Time Home Buyer Mistakes to Avoid


Are you a #HappyHomeowner? We’d love to hear about it! Tell us on social media or email

South County Mortgage is a licensed mortgage brokerage providing better than bank service and better than bank rates to Rhode Island residents for over 20 years. Visit our website for more info,

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